The fourth Bank of England and FCA survey of AI in UK financial services finds 86% of respondents using AI, with generative AI making up 56% of reported systems. 80% of firms report having deployed AI agents, though most support decisions and only 2% have broadly autonomous ones. Third-party models and services account for 39% of systems, and firms expect risks such as data protection and supply-chain exposure to rise. Direct Bank of England and FCA data on AI use across UK financial services.
